Envisso | Turning merchant risk into a growth strategy

We’re flipping risk

The problems we solve

The Solutions we offer

Payment Providers

Inaccurate Manual Assessments

Traditional merchant risk assessments are done manually and rely heavily on assumptions.

Automated Risk Assessment

Merchant risk assessments are done automatically and rely on data over assumptions.

Ineffective Risk Protection

Payment providers are forced to take collateral from merchants to mitigate risk.

Zero Collateral Negotiations

Payment providers can onboard higher-risk merchants without collateral negotiations.

Merchants

Loss of Working Capital

Providing collateral to payments companies ties up valuable working capital.

Retain Working Capital

Insurance cover enables merchants to hold onto their working capital rather than handing it over as collateral.

Slow Merchant Onboarding

Slow onboarding means it can take weeks before a merchant can start making sales.

Frictionless Onboarding

Merchants onboard faster with automated risk assessment and protection.

The Problems We Solve

Payment Providers

The Problem

Inaccurate Manual Assessments

Traditional merchant risk assessments are done manually and rely heavily on assumptions.

The Solution

Automated Risk Assessment

Merchant risk assessments are done automatically and rely on data over assumptions.

The Problem

Ineffective Risk Protection

Payment providers are forced to take collateral from merchants to mitigate risk.

The Solution

Zero Collateral Negotiations

Payment providers can onboard higher-risk merchants without collateral negotiations.

Merchants

The Problem

Loss of Working Capital

Providing collateral to payments companies ties up valuable working capital.

The Solution

Retain Working Capital

Insurance cover enables merchants to hold onto their working capital rather than handing it over as collateral.

The Problem

Slow Merchant Onboarding

Slow onboarding means it can take weeks before a merchant can start making sales.

The Solution

Frictionless Onboarding

Merchants onboard faster with automated risk assessment and protection.

How we do it

Merchant Scoring & Monitoring

Automated merchant credit and compliance risk scoring for onboarding and ongoing monitoring.

Risk Evaluation

Probability of Default

0.3%

Risk Evaluation

Exposure

$750,000 USD

Risk Evaluation

Chargeback Rate

0.2%

Risk Evaluation

Probability of Default

0.3%

Risk Evaluation

Exposure

$750,000 USD

Risk Evaluation

Chargeback Rate

0.2%

Risk Protection Insurance

Credit insurance embedded with transactions that protects payments companies against merchant default and removes the need to take collateral.

Protecting merchant risk