Kinetic Technology – Frictionless Commerce

Frictionless merchant credit risk management for digital commerce.

Kinetic’s first of its kind credit risk insights and management solutions enable payments companies to improve merchant experience, reduce risk and grow revenues.

We give you an unfair advantage

Superior merchant experience

No rolling reserves, no delayed settlement, no deposits.

Comprehensive risk protection

Embedded insurance protection that scales dynamically with merchant payment volumes.

Empowered risk teams

Automated risk scoring for new and existing merchants that empowers risk teams to focus where they have greatest impact.

New revenue opportunities

Access previously untapped customer segments and expand margins through value-add services.

At Kinetic we strive to accelerate global e-commerce by creating a mutually beneficial ecosystem for both payment companies and merchants.

Our solutions leverage cutting edge data analytics and technology to help payments companies understand and manage credit risk with merchants.

Kinetic Score

Actionable insights to make smarter credit decisions, faster.

A best-in-class merchant credit insight and management tool, specifically designed for payments companies.

● Credit scoring during onboarding
● Real time risk monitoring
● Exposure management tools

Kinetic Protect

Embedded credit insurance for payments companies.

Credit insurance that protects payments companies against losses from merchant default and removes credit underwriting and collateral from the onboarding journey. Backed by leading insurers and delivered by Kinetic.

● Embedded risk protection that scales
● No merchant collateral required
● Full exposure coverage

Comparison between Existing Risk Solutions and Kinetic Protect

Existing Risk Solutions

Kinetic Protect

Comparison between Existing Risk Solutions and Kinetic Protect

Existing Risk Solutions

Kinetic Protect

More than 80% of merchants would prefer embedded insurance protection over collateral

“If the reserve is covered in some sort of insurance and included in the MDR that would be very helpful because we will have immediate release of the funds. Paying more than 10% of each transaction is a lot, especially because we are trying to recover after the Covid-19 lockdown hit.”

Online merchant

“I really love this arrangement…. Having 9% of our funds held in a rolling reserve is a problem. It means that some of our funds are not readily available for use and we have to wait for a long time before they are released.”

Travel merchant